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Is A Lawyer Needed When Buying A Property

When you buy a property, you don’t really need a lawyer. You can just finish the process without inquiring about one. However, a lawyer is still advantageous in so many ways, that is why some homebuyers would decide to hire a lawyer so they will be guided along the way. 

So, are you planning to buy a property in Malaysia like in Segambut maybe? Well, Segambut is actually a part of Kuala Lumpur, the capital city of the country. This is a sub-district, and it has a lot to offer when it comes to properties. That is right and in fact, properties are not the only thing that they offer. There are so many other interesting things to do in this area as well. Wo what are you waiting for? Go get your rightful-worthy Segambut condo.

Yes, there is no need for you to hire a lawyer when buying a property, but then again, doing so will put you at an advantage. Check out some of the top reasons why:

  • The process of selling a property and buying needs proper documentationdocumentations. You have to be legally well-informed to ensure that the document you are seeing is real, considering that there are so many scams in ream estate lately. With a lawyer by your side, you will have peace of mind that the document where you affix your signature is real. 
  • There are times when a broker will be careless in drafting the agreement and you might be at the losing end in the process. This happens a lot of time actually and thus, clauses should be included in the said documents. But then again, if you are not with a lawyer, you might not know the risks and will just sign your name right away. This can be detrimental to you when something unforeseen will happen. 
  • There are so many things that must be clarified about the property before you should sign your name. And these things can be dealt with by the lawyer. He will be the one to make sure that you won’t be at the losing end and that the price you will pay is just right for the property that will be transferred to your name. 

Indeed a lawyer is optional. But then again, if you can afford it, why not if this can give you peace of mind! Have you decided already where you will buy a property? While Segambut is good enough, there are other areas in Malaysia that are worth checking like Pandan Indah for example. You should check this out as well. 

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Hiring a Mortgage Broker Could Yield Disadvantages

Because of the tedious ordeal of filing for a home loan, most borrowers will hire the services of a mortgage broker so that they will be guided every step of the way. They fully believe that only mortgage brokers can provide the best deal they are looking for, besides, there are really terms when filing for a home loan that is hard to understand. But is it really beneficial to hire a mortgage broker? There have been existing feuds about the real intention of mortgage brokers since the year of 2008. 

Well, until you will hire one, you can’t really prove this. Yes, mortgage brokers can indeed help a borrower find the best deal when it comes to home loans as they know many lenders because of the nature of their work. But for the information of every borrower, there are also disadvantages when hiring a mortgage broker and they are enumerated below:

  • When you hire a mortgage broker, your main goal is to be helped in finding the best deal like more affordable terms and lower interest rates. But because the bigger amount the borrower will apply for a loan, the bigger fee will the mortgage broker can collect, according to statistics, they actually advise their client to borrow a bigger amount of money even to the fact that they can hardly afford to pay them.
  • When someone will hire a mortgage broker, he will deeply rely on his capabilities of finding him the best deal. That is why, out of his great trust to the hired mortgage broker, the moment the broker will present an estimate from a particular lender, he will right away assume it is the final one. Like if he will file for a home loan from that lender, the presented estimate will be religiously followed. But that is not always the case. There are times when during the actual application, the lender will alter the terms basing on your applied amount. So, the end scene is the borrower will be paying more than he expected.
  • There are lenders who prefer not to work with lenders and there is a chance that you will get more affordable terms with them. Bear in mind that when you hire a mortgage lender, you will not have a chance to negotiate with the lender. It is all between the broker and the lender, then you and the broker. 

Yes, there are really times when you have to deal with your task on your own. If you are looking for a property right now, there are great properties out there you might want to check! Yes, some of the best ones are the condo for sale Taman Desa, house for sale Titiwangsa, Segambut apartment for sale and so on. You should check them out right now so you can also see more options. 

Having your own home is really great. But you have to be careful in the process so you won’t be victimized by others who just want easy money.

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The Top 5 Kdramas To Watch On Netflix Malaysia

The  Top 5 Kdramas To Watch On Netflix Malaysia

With thousands of Kdramas on Netflix right now and a huge fan base, it is difficult to choose the perfect one to pick up and watch. Especially when you are busy working every day like me, choosing the perfect show to watch can take too much time. 

I am picky, and so are you. I like my kdramas with unique stories, mixed with romance and suspense and are also filled with humor. So with that in mind, here we are with this broken-down list of Kdramas that will make your hectic life easier. It does not matter whether you are the CEO of a best mlm software company company or the busy content writer with her third cup of espresso, this list is for your kdrama loving heart. 

  1. Crash Landing On You (2019-2020)

Crash landing on you is a show that intertwines the tropes of North Korea and South Korea in a heartwarming love story. A paragliding mishap causes the lovely chaebol heiress to land in North Korea and a North Korean special officer rushes to her aid while one of them, the most beautiful of them falls in love with the heiress. 

I know that you have already seen this recommendation and this show makes this tiny, extremely personal list for a very good reason. This is one of the most captivating and unique dramas I have ever watched. Also, this is the one show that I would show my friends to convert them into a religious Kdrama buff like me. So far the results have been immaculate.

  1. It’s Okay To Not Be Okay (2020)

A masterpiece. This truly was a masterpiece that I could never get over from. I am still reeling from the aftermath of this wonderful kdrama. Not being able to top up a drama as good, is one of the sweet tortures of life. 

It’s okay to not be okay shows the story between a Children’s book author and an empathetic health care worker. Each has their own baggage and stories that are just as captivating. It was wonderful to see both characters battle with their own demons and succeed finally. This was one of the rare tv shows that portray the dark side of mental illness on a lighter note. This slow-burning romantic TV show is one of the best international TV shows and I gently urge you to go watch this now.

  1. Vagabond (2019-2020)

I don’t hear much about this drama but this incredibly swoon-worthy drama deserves so much more love and attention. I am still begging for its second season because of how addictive the first season was. 

In this show filled with mystery, heartbreak, romance, and lighthearted and heated moments between Suzy and Lee Seung gi, Vagabond shows the struggle of a stuntman who finds himself in a web of corruption and terror as he tries to get to the bottom of what happened in the plane crash that killed his nephew. This show is definitely for that craving suspense meets romance and the show does a perfect job of balancing it. 

  1. When The Camellia Blooms (2019)

Another top-tier drama with a unique story, I am sorry if I make you stay up all night for this one (sorry, not sorry). When the camellia blooms portray the story of a single mom, a serial killer, a goofy policeman in love, and the funny antics of a small village. 

Frankly, I am not kidding when I say this series made me want to become a mom myself. The love the lead actress portrayed for her son and the way she falls in love again is inspiring, riveting, and filled with hope. The serial killer meets the romantic story, this is a balance I needed for this weekend. 

  1. Because This Is My First Life (2017)

Again, an underrated gem. (maybe not that much, but I believe it deserves more hype). Because this is my first life is one of the funniest, cutest, and somewhat realistic K drama TV shows. Reality does not do well in Kdramas, but this show has managed to pull it off well with incredible chemistry and humor. This story follows the events unfolding between two somber 30-year-olds and eventually gets married out of convenience. Marriage for convenience meets love in the end. This was truly a rewarding show for my heart.

All of these five series are truly addictive. I have rewatched a couple of them multiple times, so don’t underestimate the power each of them holds on you.

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How To Choose A Wedding Venue

Is your wedding near? Maybe you are now in the planning stage and that is why you are here on this page? Maybe you are already too excited as after all, this is undeniably one of the most hyped in anybody’s life. Unless this is a shotgun wedding, which is rare, this should be an event that will bring about so many changes in your life. This is indeed a kind of event that is worth preparing for. 

wedding

One of the many important things that needs good planning is the venue. But do you know that this will not be your worries if you will avail one of the wedding packages? That is right as if you will avail their all-inclusive wedding package, all you will have to deal with is how to be pretty. Yes, all you need to do is to just attend your wedding looking gorgeous as you surely deserve that!

But still, they will also give you the upper hand if you choose to, like when it comes to the location, you can let them make the decision or you can also give some of your preferences. If you are not used to managing an event, this can be a tiring process though. So, you can refer to the following tips for inspiration:

  • Your first concern of course is the cost. Yes, this will also affect the overall cost of the wedding package you will avail. Most of the time, the wedding package already comes with their designated venue. But if your venue is a place that is not in the range of the package, you can expect that they will make some adjustments. So, if that is the case, you should talk to the provider. 
  • Another aspect you should consider is the availability of the venue. This will not be a problem if you will have the event in less hectic moments. But if that is not the case, better check this first with the venue admin so your wedding date will be noted. 
  • Though you don’t need to do so, if you want your wedding to be more aesthetically memorable and more elegant, it would be best if you will find a venue that will match with your theme. The weeing package provider can help you do this as they are usually connected with different types of vendors in different ranges of costs. 
  • What you must make sure though is that your wedding venue should match with the number of guests you have in mind. You can adjust the venue if you will also adjust the guests. You don’t want to hear bad feedback later on as even if you won’t care, you will still be affected for sure. 

Choosing a wedding venue is really tedious and it is just great that there are good vendors you can hire for this. After all, this is one of the most celebrated events and in this occasion, it is usually the bride that is most anticipated. 

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